Final Expenses

Final Expense Insurance: Peace of Mind for You and Your Family

End-of-life costs can create unexpected financial strain—but they don’t have to. Final expense insurance helps protect your loved ones from the burden of funeral, medical, and other costs, allowing them to focus on what matters most.

What Is Final Expense Insurance?

Final expense insurance, also known as burial insurance, is a type of whole life insurance designed to cover costs related to your passing. This includes funeral services, medical bills, legal fees, and any other unpaid expenses.

Unlike larger life insurance policies, final expense coverage is typically smaller and more affordable, making it an accessible choice for many individuals.

Key Benefits

• Covers funeral and burial costs: Help your family manage expenses like caskets, cremation, services, and more.

• Pays off final debts: Settle medical bills, credit cards, or personal loans.

• Easy application process: Simplified underwriting with no medical exam in many cases.

• Quick payout: Funds are typically released quickly to beneficiaries when they’re needed most.

• Permanent coverage: As long as premiums are paid, your policy never expires.

Why It Matters

The average cost of a funeral today can exceed $10,000. Final expense insurance ensures that your family won’t have to take on that financial burden during a difficult time. It’s a simple way to show your care and responsibility, even after you’re gone.

Start Planning Today

You don’t need a large policy to make a meaningful impact. Final expense insurance offers an affordable, effective way to take care of your family when they need it most. Speak with one of our licensed agents to explore options that fit your needs and budget.